National Occupational Classification, TEER 3
NOC 63102: Financial sales representatives
Financial sales representatives sell basic deposit, investment and loan products and services to individuals and businesses. Below are the main duties, all 38 job titles it covers, what it means for Express Entry and what it pays in each province.
Updated
- Official NOC 2021 data
- Job Bank wages
What is NOC 63102?
NOC 63102 is the code for financial sales representatives in the National Occupational Classification (NOC) 2021. Job titles in this group include credit officer, financial services officer, financial services representative and loan officer. It is a TEER 3 occupation (usually a college diploma, an apprenticeship of less than 2 years, or more than 6 months of on-the-job training), so it counts as skilled work for the Federal Skilled Worker Program and the Canadian Experience Class. The Job Bank median wage across Canada is $31.88 an hour.
- NOC code
- 63102
- TEER
- 3: College diploma, apprenticeship under 2 years or 6+ months of training
- Broad category
- Sales and service occupations
- Express Entry
- Skilled (TEER 0 to 3)
- Category draws
- None
- Median wage
- $31.88 an hour
Job titles under NOC 63102
Financial sales representatives sell basic deposit, investment and loan products and services to individuals and businesses. They work in banks, credit unions, trust companies and similar financial institutions.
Main job titles
- credit officer
- financial services officer
- financial services representative
- loan officer
- mortgage officer
- sales associate - personal banking
All 38 job titles in the NOC index
banking accounts officer, commercial banking accounts officer, consumer credit officer, consumer loans officer, credit analyst, credit investigation officer, credit investigator, credit officer, debt counsellor, financial sales and service officer, financial sales and service supervisor, financial services officer, financial services representative, key accounts specialist, lending services officer, lending services trainee, loan inspector, loan officer, loans adviser, loans agent, loans analyst, loans counsellor, loans supervisor, merchant services specialist - financial, mortgage consultant, mortgage loans consultant, mortgage loans officer, mortgage officer, personal banker, personal banking accounts officer, personal banking representative, personal financial services associate, personal financial services officer, personal loans officer, sales associate - personal banking, sales officer - financial, senior loans officer, student loans officer.
Also included in this group
- debt counsellor
Main duties of NOC 63102
This group performs some or all of the following duties:
- Open new personal and non-personal accounts, and provide access to automated banking machine, telephone banking and online banking services
- Interview applicants for personal, mortgage, student and business loans
- Promote the sale of deposit, investment, credit and loan products and services
- Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals
- Research and evaluate loan applicant's financial status, references, credit and ability to repay the loan
- Complete credit and loan documentation
- Submit credit and loan applications to branch or credit manager with recommendations for approval or rejection; or approve or reject applications within authorized limits ensuring that credit standards of the institution are respected
- Prepare statements on delinquent accounts and forward irreconcilable accounts for collector action
- Review and update credit and loan files
- Act as joint custodian for cash and securities.
Employment requirements
- Completion of secondary school and extensive general banking experience is usually required.
- A bachelor's degree or college diploma related to commerce or economics may be required.
- A mutual funds licence is usually required.
- Registration with the securities regulatory authority in the province or territory of employment is usually required.
- Completion of a loan or credit training program, ranging from six to twelve months, is usually required.
- Various training programs and courses are offered by the Canadian Securities Institute and may be required by employers.
- Financial services officers who sell regulated financial products and investments are required to be licensed by the appropriate governing body.
Additional information
- Progression to higher levels of financial planning and wealth management is possible with experience.
- Progression to credit and loan management positions is possible with experience.
Is NOC 63102 eligible for Express Entry?
Yes for the programs that need skilled work: TEER 3 is in the TEER 0 to 3 range IRCC accepts.
| Program or draw | NOC 63102 |
|---|---|
| Federal Skilled Worker Program | Counts as skilled work (TEER 0 to 3) |
| Canadian Experience Class | Counts as skilled work (TEER 0 to 3) |
| Federal Skilled Trades Program | Not a listed trade |
| Occupation category draws (2026) | Not on any occupation list |
| French-language proficiency (category draw) | Open to any occupation with NCLC 7 in French |
Read how TEER categories work and the full list of NOC codes in each 2026 category draw. Category draws also need at least 12 months of full-time work (or the same amount part-time) in one listed occupation within the past 3 years.
How much does NOC 63102 pay?
Job Bank wages for this occupation, per hour. Low and high are, in most cases, the 10th and 90th percentiles, so 8 in 10 workers earn somewhere between them.
| Area | Low | Median | High |
|---|---|---|---|
| Canada | $21.00 | $31.88 | $53.85 |
| Newfoundland and Labrador | $16.00 | $28.21 | $51.28 |
| Prince Edward Island | $18.00 | $28.21 | $45.67 |
| Nova Scotia | $17.77 | $25.64 | $48.08 |
| New Brunswick | $18.00 | $28.21 | $45.67 |
| Quebec | $22.00 | $31.55 | $53.85 |
| Ontario | $20.00 | $31.79 | $56.41 |
| Manitoba | $18.00 | $28.85 | $42.74 |
| Saskatchewan | $18.41 | $30.77 | $50.38 |
| Alberta | $20.00 | $32.67 | $57.69 |
| British Columbia | $22.50 | $34.46 | $52.88 |
Source: Job Bank, Employment and Social Development Canada (Job Bank 2025 wages, revised November 19, 2025), data from 2023-2024 (Labour Force Survey). Wages for job offers in LMIA and provincial programs are compared with these figures, so check the current numbers on Job Bank before you rely on them.
Using NOC 63102 duties on your resume
Canadian resumes do not list NOC codes. Employers read your job titles, what you did and what came of it. The NOC duties are still a useful checklist: if you did these tasks, say so in your own words and add the numbers that prove it.
For Express Entry, the reference letter from your employer should describe the duties you really performed, in line with this lead statement and most of the main duties, without copying the NOC text word for word. The free reference letter generator checks your duties against NOC 63102 as you write.
- Start each bullet with a strong verb and end it with a result: how many, how often, how fast.
- Use the job title your employer used, even if the NOC title is different.
- Keep immigration details such as your NOC code and permit type off the resume.
Turn my duties into a resume Free to start, no card.
Where this information comes from
Occupation codes, titles and descriptions are adapted from Statistics Canada, National Occupational Classification (NOC) 2021 Version 1.0. This does not constitute an endorsement by Statistics Canada of this product.
Wages come from Job Bank, Employment and Social Development Canada (Job Bank 2025 wages, revised November 19, 2025). Contains information licensed under the Open Government Licence – Canada.
Express Entry rules come from Immigration, Refugees and Citizenship Canada (IRCC): the program pages for the Federal Skilled Worker Program, the Canadian Experience Class and the Federal Skilled Trades Program, and the category-based selection page as modified on June 22, 2026.
Frequently asked questions
What is the NOC code for financial services representative?
NOC 63102, Financial sales representatives, a TEER 3 occupation.
What TEER is NOC 63102?
TEER 3. Usually a college diploma, an apprenticeship of less than 2 years, or more than 6 months of on-the-job training. The TEER is the second digit of the code. See all TEER categories.
Is NOC 63102 eligible for Express Entry?
Yes. As a TEER 3 occupation it counts as skilled work for the Federal Skilled Worker Program and the Canadian Experience Class. You still have to meet every other requirement, and your duties must match the NOC description.
Is NOC 63102 in an Express Entry category-based draw?
No. It is not on any 2026 occupation list. The French-language proficiency category is open to any occupation if you reach NCLC 7 in French. See every category.
How much does NOC 63102 pay in Canada?
The Job Bank median across Canada is $31.88 an hour, with most wages between $21.00 and $53.85. Pay varies by province: see the table above.
Where is the official description?
On the Statistics Canada and ESDC NOC site: search 63102 in NOC 2021 Version 1.0. This page shows the same text, from the open data Statistics Canada publishes.
Your duties fit. Now show employers.
CVMaple turns the work you did into a Canadian resume: the right format, strong bullets and the keywords Canadian applicant tracking systems look for.
More on NOC codes and Canadian resumes
- NOC Code Finder: Describe your duties and get your NOC 2021 code, TEER and Express Entry eligibility. Free.
- NOC Codes Canada: Full List: All 516 NOC 2021 codes with their TEER, duties and wages.
- TEER Categories Explained: What TEER 0 to 5 means, which count for Express Entry, and every job in each one.
- Express Entry Category Draws: NOC Codes: Every NOC code on the 2026 healthcare, STEM, trades, education and other lists.
- Canadian Resume Examples by Job: Real examples for cashiers, caregivers, trades, tech, students and more.
- Newcomer Resume Guide: Turn international experience into a resume Canadian employers understand.